[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.calvera.cz\/podnikatelsky-uver-bez-dolozeni-prijmu\/#Article","mainEntityOfPage":"https:\/\/www.calvera.cz\/podnikatelsky-uver-bez-dolozeni-prijmu\/","headline":"Podnikatelsk\u00fd \u00fav\u011br bez dolo\u017een\u00ed p\u0159\u00edjm\u016f","name":"Podnikatelsk\u00fd \u00fav\u011br bez dolo\u017een\u00ed p\u0159\u00edjm\u016f","description":"Cesta, po kter\u00e9 jsme doned\u00e1vna \u0161li, byla vydl\u00e1\u017ed\u011bn\u00e1, hezk\u00e1, \u010dist\u00e1 a bezprobl\u00e9mov\u00e1. Jenom\u017ee za posledn\u00ed dobu se ledasco zm\u011bnilo.","datePublished":"2021-04-11","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.calvera.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.calvera.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"calvera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.calvera.cz\/wp-content\/uploads\/pen%C3%ADze_9.jpeg","url":"https:\/\/www.calvera.cz\/wp-content\/uploads\/pen%C3%ADze_9.jpeg","height":0,"width":0},"url":"https:\/\/www.calvera.cz\/podnikatelsky-uver-bez-dolozeni-prijmu\/","about":["Online"],"wordCount":475,"articleBody":"   Cesta, po kter\u00e9 jsme doned\u00e1vna \u0161li, byla vydl\u00e1\u017ed\u011bn\u00e1, hezk\u00e1, \u010dist\u00e1 a bezprobl\u00e9mov\u00e1. Jenom\u017ee za posledn\u00ed dobu se ledasco zm\u011bnilo a my si museli zvyknout na cestu kamenitou, hrbolatou a drncavou. \u0160patn\u011b se po n\u00ed na\u0161lapuje a jen zt\u011b\u017eka d\u00fdch\u00e1me a p\u0159ekon\u00e1v\u00e1me dal\u0161\u00ed a dal\u0161\u00ed p\u0159ek\u00e1\u017eky, stoup\u00e1n\u00ed a kles\u00e1n\u00ed. Mnoho firem, podnikatel\u016f \u010di \u017eivnostn\u00edk\u016f se muselo p\u0159izp\u016fsobit a op\u011bt si na\u0161li cestu, po kter\u00e9 se dalo alespo\u0148 trochu mravn\u011b j\u00edt. Jenom\u017ee n\u011bkter\u00e1 odv\u011btv\u00ed to postihlo je\u0161t\u011b v\u00edce a cestu jim zk\u0159\u00ed\u017eil v\u011bt\u0161\u00ed probl\u00e9m, zejm\u00e9na s nedostatkem financ\u00ed. Jak s t\u00edm nalo\u017eit? Jist\u011b spole\u010dn\u00fdmi silami zase n\u011bco vymysl\u00edme, abyste mohli na sv\u00e9 cest\u011b op\u011bt pokra\u010dovat kup\u0159edu. Mo\u017en\u00e1 i t\u00edmto zp\u016fsobem m\u016f\u017ee za\u010d\u00ednat p\u0159em\u00fd\u0161len\u00ed mnoh\u00fdch podnikatel\u016f, kte\u0159\u00ed se tr\u00e1p\u00ed kv\u016fli nedostatku financ\u00ed. N\u011bkte\u0159\u00ed u\u017e jsou dokonce tak daleko, \u017ee maj\u00ed dluhy nebo rovnou exekuce, ale i p\u0159esto jsou st\u00e1le podnikatel\u00e9 a firmy velk\u00fdmi bojovn\u00edky a nikdy to necht\u011bj\u00ed vzd\u00e1t dop\u0159edu, proto se sna\u017e\u00ed bojovat a hledat alternativn\u00ed mo\u017enosti. Nem\u016f\u017eete si vz\u00edt p\u016fj\u010dku z banky? V tom p\u0159\u00edpad\u011b pom\u016f\u017ee nebankovn\u00ed syst\u00e9m. Zde najdete soukrom\u00e9 spole\u010dnosti, kter\u00e9 jsou tolerantn\u00ed a konkurence schopn\u00e9 v\u016f\u010di bank\u00e1m, poskytuj\u00ed podobn\u00e9 podm\u00ednky jako b\u011b\u017en\u00e9 banky a maj\u00ed mnohdy i n\u011bco nav\u00edc. Pro podnikatele za\u0159\u00eddili hypot\u00e9ky bez registru \u2013 u kter\u00fdch nevad\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f, d\u00e1 se nebankovn\u00edmi spole\u010dnosti tolerovat. Nebo existuje hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu – zde se nemus\u00ed \u017e\u00e1dn\u00fdm slo\u017eit\u00fdm zp\u016fsobem dokl\u00e1dat p\u0159\u00edjmy a nevad\u00ed ani n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed na konci roku, tak\u017ee podobn\u00fd \u00fav\u011br si m\u016f\u017ee vy\u0159\u00eddit opravdu jak\u00fdkoliv \u017eivnostn\u00edk nebo firma.S p\u0159ihl\u00e9dnut\u00edm k t\u011bmto mo\u017enostem se mnoz\u00ed podnikatel\u00e9 rozhodnou pr\u00e1v\u011b pro hypot\u00e9ku bez p\u0159\u00edjm\u016f nebo registr\u016f. Nemus\u00ed nic slo\u017eit\u011b \u0159e\u0161it, v\u011bt\u0161inou maj\u00ed n\u011bjak\u00fd majetek, kter\u00fd mohou d\u00e1t jako ru\u010den\u00ed, proto\u017ee u ka\u017ed\u00e9 hypot\u00e9ky mus\u00edte n\u011b\u010d\u00edm ru\u010dit (byt, d\u016fm, pozemek).Zaji\u0161t\u011bna je n\u00edzk\u00e1 \u00farokov\u00e1 sazba a doba spl\u00e1cen\u00ed a\u017e na 30 let. Vypl\u00e1c\u00ed se maxim\u00e1ln\u011b kolem 70% z odhadu nemovitosti. To mnoh\u00fdm podnikatel\u016fm velmi pom\u016f\u017ee. P\u0159edem se nic neplat\u00ed a vy\u0159\u00edzen\u00ed je velice rychl\u00e9 a jednoduch\u00e9. Po internetu vy\u0159\u00edd\u00edte v\u0161e b\u011bhem jedin\u00e9ho dne a pen\u00edze m\u00e1te na \u00fa\u010dtu maxim\u00e1ln\u011b do druh\u00e9ho dne.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnikatelsk\u00fd \u00fav\u011br bez dolo\u017een\u00ed p\u0159\u00edjm\u016f","item":"https:\/\/www.calvera.cz\/podnikatelsky-uver-bez-dolozeni-prijmu\/#breadcrumbitem"}]}]