[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.calvera.cz\/penize-jsou-potreba\/#Article","mainEntityOfPage":"https:\/\/www.calvera.cz\/penize-jsou-potreba\/","headline":"Pen\u00edze jsou pot\u0159eba","name":"Pen\u00edze jsou pot\u0159eba","description":"V posledn\u00edch p\u00e1r letech hodn\u011b zdra\u017euje. Zdra\u017euje v\u0161echno. Zdra\u017euj\u00ed p\u0159edev\u0161\u00edm z\u00e1kladn\u00ed \u017eivotn\u00ed pot\u0159eby, jako je bydlen\u00ed a potraviny. Pro.","datePublished":"2025-12-23","dateModified":"2025-12-23","author":{"@type":"Person","@id":"https:\/\/www.calvera.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.calvera.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"calvera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.calvera.cz\/wp-content\/uploads\/money-2180330_640_10_10_10_7.jpg","url":"https:\/\/www.calvera.cz\/wp-content\/uploads\/money-2180330_640_10_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.calvera.cz\/penize-jsou-potreba\/","about":["Podnik\u00e1n\u00ed"],"wordCount":397,"articleBody":"        V posledn\u00edch p\u00e1r letech hodn\u011b zdra\u017euje. Zdra\u017euje v\u0161echno. Zdra\u017euj\u00ed p\u0159edev\u0161\u00edm z\u00e1kladn\u00ed \u017eivotn\u00ed pot\u0159eby, jako je bydlen\u00ed a potraviny. Pro celou \u0159adu lid\u00ed je vlastn\u00ed bydlen\u00ed nedostupn\u00e9, a to i p\u0159esto, \u017ee si mohou vz\u00edt hypot\u00e9ku. Tento finan\u010dn\u00ed z\u00e1vazek na des\u00edtky let je nedostupn\u00fd proto, \u017ee banky zp\u0159\u00edsnily podm\u00ednky, za kter\u00fdch je schvaluj\u00ed. Lid\u00e9, kte\u0159\u00ed \u017eij\u00ed v n\u00e1jemn\u00edm bydlen\u00ed a cht\u011bli by vlastn\u00ed, v\u011bt\u0161inou na hypot\u00e9ku nemaj\u00ed \u0161anci dos\u00e1hnout. Pokud tedy nemaj\u00ed nadstandardn\u00ed p\u0159\u00edjmy. V \u010cesk\u00e9 republice je velmi diskutovan\u00fdm t\u00e9matem sn\u00ed\u017een\u00ed porodnosti. Politici se vesm\u011bs div\u00ed, jak je mo\u017en\u00e9, \u017ee lid\u00e9 odkl\u00e1daj\u00ed zakl\u00e1d\u00e1n\u00ed rodin. Mnoh\u00e9 p\u00e1ry nav\u00edc rodi\u010dovstv\u00ed zcela vylou\u010dily z obav, \u017ee na u\u017eiven\u00ed d\u00edt\u011bte \u010di d\u011bt\u00ed nebudou m\u00edt dostatek financ\u00ed. Jakmile toti\u017e \u017eena skon\u010d\u00ed v pr\u00e1ci a jde na rodi\u010dovskou dovolenou, rodin\u011b klesnou p\u0159\u00edjmy. Rodi\u010dovsk\u00fd p\u0159\u00edsp\u011bvek dnes \u010din\u00ed zhruba 9 tis\u00edc korun, co\u017e pokryje pouze potraviny a n\u011bkdy ani to ne. Rodiny s mal\u00fdmi d\u011btmi stoj\u00ed \u010dasto p\u0159ed nep\u0159\u00edjemn\u00fdm rozhodnut\u00edm. Bu\u010f budou hodn\u011b \u0161et\u0159it a odep\u0159ou si tak\u0159ka v\u0161echno, na co byli p\u0159ed narozen\u00edm d\u011bt\u00ed zvykl\u00ed, a nebo si \u017eena bude muset naj\u00edt brig\u00e1du \u010di pr\u00e1ci na zkr\u00e1cen\u00fd \u00favazek. Jen\u017ee pokud nem\u00e1 hl\u00edd\u00e1n\u00ed, t\u011b\u017eko bude moct p\u0159ilep\u0161it rodinn\u00e9mu rozpo\u010dtu.Pr\u00e1v\u011b z tohoto d\u016fvodu mnoz\u00ed mu\u017ei odch\u00e1zej\u00ed za prac\u00ed do zahrani\u010d\u00ed. \u010ce\u0161i velmi \u010dasto jezd\u00ed do N\u011bmecka a Rakouska, kde za stejnou pr\u00e1ci dostanou zaplaceno n\u00e1sobn\u011b v\u00edce. Pokud zde odv\u00e1d\u011bj\u00ed poji\u0161t\u011bn\u00ed, mohou si nav\u00edc \u017e\u00e1dat o obdobu \u010desk\u00e9ho rodi\u010dovsk\u00e9ho p\u0159\u00edsp\u011bvku pod n\u00e1zvem kindergeld. Rozhodn\u011b to nen\u00ed zanedbateln\u00e1 \u010d\u00e1stka. Na jedno d\u00edt\u011b je to toti\u017e m\u011bs\u00ed\u010dn\u011b 259 Eur, co\u017e je zhruba 6500 K\u010d. Tuto d\u00e1vku lze \u010derpat spole\u010dn\u011b s \u010desk\u00fdm rodi\u010dovsk\u00fdm p\u0159\u00edsp\u011bvkem, co\u017e rozhodn\u011b rodinn\u00e9mu rozpo\u010dtu prosp\u011bje. Pokud vy a nebo otec va\u0161eho spole\u010dn\u00e9ho d\u00edt\u011bte pracuje v zahrani\u010d\u00ed, o d\u00e1vky si rozhodn\u011b po\u017e\u00e1dejte.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze jsou pot\u0159eba","item":"https:\/\/www.calvera.cz\/penize-jsou-potreba\/#breadcrumbitem"}]}]