[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.calvera.cz\/i-podnikatele-mivaji-potize\/#Article","mainEntityOfPage":"https:\/\/www.calvera.cz\/i-podnikatele-mivaji-potize\/","headline":"I podnikatel\u00e9 m\u00edvaj\u00ed pot\u00ed\u017ee","name":"I podnikatel\u00e9 m\u00edvaj\u00ed pot\u00ed\u017ee","description":"Podnik\u00e1 se v prvn\u00ed \u0159ad\u011b kv\u016fli pen\u011bz\u016fm. Ka\u017ed\u00fd, kdo se pou\u0161t\u00ed do takov\u00fdch soukrom\u00fdch aktivit, tak \u010din\u00ed proto, aby.","datePublished":"2025-10-02","dateModified":"2025-10-02","author":{"@type":"Person","@id":"https:\/\/www.calvera.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.calvera.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"calvera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.calvera.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_3.jpg","url":"https:\/\/www.calvera.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.calvera.cz\/i-podnikatele-mivaji-potize\/","about":["Pen\u00edze"],"wordCount":401,"articleBody":"      Podnik\u00e1 se v prvn\u00ed \u0159ad\u011b kv\u016fli pen\u011bz\u016fm. Ka\u017ed\u00fd, kdo se pou\u0161t\u00ed do takov\u00fdch soukrom\u00fdch aktivit, tak \u010din\u00ed proto, aby si na sebe vyd\u011blal, a to pochopiteln\u011b dost nebo je\u0161t\u011b v\u00edc. Tomuto \u00fakolu je tu pod\u0159\u00edzeno v\u0161e. Podnikatel\u00e9 tedy pracuj\u00ed, vym\u00fd\u0161lej\u00ed, sna\u017e\u00ed se\u2026 Ale \u010dasto je to v\u0161echno m\u00e1lo. \u010casto doch\u00e1z\u00ed k tomu, \u017ee alespo\u0148 n\u011bkdy nejsou p\u0159\u00edjmy z jejich podnikatelsk\u00fdch aktivit takov\u00e9, aby se podnikatel\u016fm \u017eilo podle jejich p\u0159edstav. A n\u011bkdy u\u017e je to dokonce tak zl\u00e9, \u017ee hroz\u00ed firm\u00e1m \u00fapadek. A to t\u0159eba i jenom kv\u016fli kr\u00e1tkodob\u00e9mu nedostatku pen\u011bz. A kdyby podnikatel\u00e9 v podobn\u00fdch nesn\u00e1z\u00edch n\u011bjak\u00e9 pen\u00edze sehnali, dok\u00e1zali by d\u00e1t v\u0161echno do po\u0159\u00e1dku.Jen\u017ee jim ty pen\u00edze nikdo ned\u00e1. Co si podnikatel\u00e9 nezaslou\u017e\u00ed, to nemaj\u00ed. A kdy\u017e jim chyb\u00ed vlastn\u00ed pen\u00edze, kter\u00e9 by tolik pot\u0159ebovali, maj\u00ed vlastn\u011b u\u017e jenom jedinou mo\u017enost, jak to zvl\u00e1dnout. Mohou si vz\u00edt aspo\u0148 podnikatelskou p\u016fj\u010dku. V bank\u00e1ch se ale k podnikatel\u016fm s ekonomick\u00fdmi probl\u00e9my \u010dasto obracej\u00ed z\u00e1dy. Banky cht\u011bj\u00ed m\u00edt v prvn\u00ed \u0159ad\u011b jistotu, \u017ee dostanou sv\u00e9 pen\u00edze zp\u00e1tky, a kdy\u017e to nen\u00ed u n\u011bjak\u00e9ho podnikatele zjevn\u00e9, rad\u011bji jeho \u017e\u00e1dost o p\u016fj\u010dku zam\u00edtnou. A co si maj\u00ed podnikatel\u00e9 po\u010d\u00edt, kdy\u017e se od banky (a n\u00e1sledn\u011b t\u0159eba i od dal\u0161\u00edch bank) dozv\u00ed, \u017ee tady p\u016fj\u010dku nedostanou?Pochopiteln\u011b za\u010dnou sh\u00e1n\u011bt pen\u00edze n\u011bkde jinde. A kde nakonec s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed usp\u011bj\u00ed? P\u0159ece u nebankovn\u00ed spole\u010dnosti. Tady toti\u017e nemus\u00ed m\u00edt podnikatel\u00e9 ani z\u00e1vratn\u00e9 p\u0159\u00edjmy, ani \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, aby p\u016fj\u010dku dostali. Kdy\u017e se rozhodnou vz\u00edt si nebankovn\u00ed hypot\u00e9ku a maj\u00ed nemovit\u00fd majetek, kter\u00fdm by se za ni dalo ru\u010dit, maj\u00ed \u00fasp\u011bch na dosah ruky. V takov\u00e9m p\u0159\u00edpad\u011b toti\u017e dostanou p\u016fj\u010dku rychle i v\u00fdhodn\u011b. A proto maj\u00ed podnikatel\u00e9 o nebankovn\u00ed hypot\u00e9ky takov\u00fd z\u00e1jem. Proto jsou hypot\u00e9ky bez registru t\u00edm, na co s\u00e1zej\u00ed, kdy\u017e pot\u0159ebuj\u00ed vy\u0159e\u0161it sv\u00e9 moment\u00e1ln\u00ed podnikatelsk\u00e9 pot\u00ed\u017ee souvisej\u00edc\u00ed s nedostatkem p\u0159\u00edjm\u016f.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I podnikatel\u00e9 m\u00edvaj\u00ed pot\u00ed\u017ee","item":"https:\/\/www.calvera.cz\/i-podnikatele-mivaji-potize\/#breadcrumbitem"}]}]